Welcome to PoniesandFIRE, which is going to be a blog looking at personal finances in general and my family's personal journey to reach Financial Independence.
I am a 34 year old with a super hardworking husband and one child. Together we are striving towards some very big financial goals. In the short term, we want to become 100% debt free and in the slightly longer term, we want to reach a point where we are financial secure enough to live off of passive income.
I currently have two streams of income. My first is a full time job for a large scale horse farm, where I primarily work in the office, but can be found doing anything from riding, to working with baby horses to shoveling lots of manure. I also run my own side business teaching riding lessons, training horses and selling horses.
My husband works in the railroad industry and has nothing to do with horses, being somewhat allergic.
Together, we started the financial education journey through Dave Ramsey, after purchasing a foreclosed house in 2011 and realizing we were drowning in bills and completely overwhelmed. Since then, we have followed quite a bit of the Dave Ramsey financial advice, but also branched out into learning from a multitude of sources.
I am looking forward to discussing our journey and what we learn along the way!